Loan Modifications information reference site
One of the best web sites I can refer people to on the subject of Loan Modifications and Short Sales is at http://Honish.com. It’s an eye opener and training ground for handling the banks when it comes to settling debts on an upside down mortgage transaction.
If you or someone you know is in the middle of or considering defaulting on their mortgage-they need to read up and this site is guaranteed to have insightful tips on conducting the safest ways of dealing with a mortgage debt collector. If you should decide to Short Sale after reading the materials provided on this site. Please give us a call to discuss further what the benefits and outcome in your particular situation could be.
Credit Scams-How do you fight back???
Stephen Snyder has great newsletters that I find particularly interesting on Credit- this last one focused on Scoring and why the numbers you buy are not the “real” scores unless they are FICO scores. They go on to say you can buy real FICO scores at: www.myfico.com/12 or to get more info on getting scores, go to: www.stephensnyder.com/yourficos
I’m suggesting that you pull your credit report FREE at www.AnnualCredit Report.com but only to review your tradelines and look for errors. When you go to get the actual FICO numbers prior to purchasing a car or home, then it’s time to pull the actual FICO scores-the paid FICO ones.
But what about any other scores-if you purchase anything other than FICO scores then you’ve been ripped off as they aren’t used for credit purposes. In that case Mr. Snyder suggests writing a letter to your atty, congressional leaders or the Federal Trade Commission and letting them know you’ve been ripped off… and I have to agree. Letting them know it’s not right for agencies to offer scores that aren’t used for credit purposes… to be paid for as if they were actual credit scores should be criminal- and is a total waste of your money and time.
