Seller Made
Many Improvements
3 BR Des Plaines Home

3 Bdrms, 1 Bath
Near Randhurst Mall
Commuter Train Accessible
2 Car Garage
Full, Partially Finished Bsmt.

Updated Unit!

For an exclusive showing appointment-

Have the agent Call me back!
Real Estate Sales Market Notes and Trends...
Professional Realty Partners, Inc.
Buy-   Sell-   Finance-  Consult
3 BR-Near Randhurst Mall
Des Plaines
3 BR + 1BR Bsmt Home
2 BR- Townhome-
Prospect Hts.
A few reasons why clients choose our service:

We've been in business as Independent Agents for many years in financing-
we know how to ask questions, do the research and advise for better deals.

Our Financial checkup helps you discover ways to save money & keep cash
in pocket when you need it most.

Our friendly, knowledgeable staff is always able to help.

Many of our staff have experience with investor/property ownership so we
know what you can anticipate in owning property.

If you have questions, you can be sure we will help you get answers.
Market's have absorbed many low priced properties in 2011...

Inventory! It's driving the market because there are so many great properties that
weren't planned to be on the market.  If you are thinking of investing in Real
Estate there are many great purchases you can take advantage of- especially if
you wanted a 2nd home or an investment rental.

Inventories were reaching 2009 pricing as of the beginning of 2011.  Investors
and Owner Occupant Buyers got in the game for this years cyclical Buyer's cycle
early.  Previewing homes in early December/January and getting the jump on
typical Buyers that wait til good weather to shop for housing.  

Investors will move during this unique period of lower listing prices and
historically low interest rates (45 years since they were lower!) both at the same

Here's an update:  Buyer's Market's are usually short lived!  Low Interest Rates
such as the one's we are seeing for the last 10 years have not been seen for 45
years!   Make sure you are financially ready to make the move into a new home
then take advantage of a market  opportunity that has not come around very
often!  Predictions are being made that the economic situation will result in a
saw tooth recovery. Overall, this seems to indicate that it won't get much worse
or much better for several years.

In fact, many Buyers in the Baby Boomer age group are preparing to down size
their holdings, (a viable investment strategy would be to pick up homes with
single story floor plans ahead of the demand), while Gen X prepares to move up!
1971, is when the first interest rate index began, looking back thru the years it's easy to see...these are not normal

Since 1971, only three years have averaged mortgage interest rates below 6 percent: 2003, 2004, and 2005. Only
seven years have averaged under 7 percent: 1998, 2001, 2002, 2003, 2004, 2005, and 2006. And it looks like 2007
is going to join that list.  
 If you put all the years between 1972 and 2006, your average mortgage interest rate would
be at 9.31%. You'd be paying about $450 more per month, for your home, just in interest payments.

...don't wait markets like these out and lose a great purchase market.  You make your money when you buy right!  
Buy Right deals- always return their investment monies in one way or another, sooner or later.  Great Interest
Rates, Discounted abundant Homes- there's only one thing that is holding many back and that's credit -If you are
one of the lucky ones- your ship has come in!

Our experienced Realtor's follow the market- see what we can do to help you make sense of the numbers & design
a strategy for getting the
deal of the century!
Interest rates continue to move erratically with so many factors influencing the rates
banks are charged to borrow money.  The trend is moving away from short term financing
for families.  The shifting bond market is inching up erratically, which is not good for
Mortgage Interest Rates.   Foreclosure pressure is downward on Home Values.  The
Federal Reserve Banks have not changed their pricing to a more favorable overnight bank
rate.  Rethinking your ARM mortgage's and locking in on a Conventional 30 year mortgage
would be a favorable long term hedge against rising payments.  Especially if one is
expecting to wait this Buyer's market out before selling in a rising market again.  

Investor Perception on our economy-  Some Investors make money in any market!  
Buying in the foreclosure market is still strong.  Short Sales, Equity Buyouts, Lease Option,
Purchase/Lease Options, etc. are the buzz words for many investors in todays market!  

Good News for Residential homeowners in Illinois...with the Loan Originators
Certifications put in place on June 30, 2005.  Beginning with fingerprinting and back round
checks- Borrowers are more protected than ever against fraud and unscrupulous Lending
We provide our knowledge & expertise to our Borrowers and Clients whether you are a
first time home buyer or an experienced Investor in Foreclosures or Development.  It
really doesn't matter what level of purchaser you are, we have developed a network of
Real Estate related professionals

We have control of our fee structure as an independent Real Estate Brokerage & we
also have that same control with our independent associates that work thru Richland
Mortgage for
Residential financing & 1st Commercial Funding for Commercial
financing, which are BOTH Correspondent Lender/Brokerages making our office a full
service point of sale operation for Excellent Credit Borrowers to Foreclosure Bailout
Professional Realty Partners, Inc.
Buy...     Sell...    Finance...   Consult...
**Professional Realty Partners, Inc., Richland Financial & 1st Commercial Funding are separate business entities.
Using resources of one company does not imply use of another.  Persons wishing to Buy or Sell Real Estate are encouraged to research & decide for themselves on using any
company that  transacts business in the marketplace.  
"Lisa Compean-Broker...

...found me the "right"
loan and property, then
helped me understand
the deal with her broad
knowledge of real estate
& financing issues.


F. Ballard
Proudly serving Homeowners in Chicagoland, North and Northwestern, Illinois Areas
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