**Professional Realty Partners, Inc. Richland Mortgage & 1st Commercial Funding are separate business entities.
Using the resources of one company does not imply use of another.  Persons wishing to Buy or Sell Real Estate are encouraged to research and
decide for themselves on using any company that  transacts business in the marketplace.  

So what do you do when you don't know much about buying and financing a Home??
Professional Realty Partners, Inc.

Real Estate Education Materials

If you are interested in any topics listed below fill-in the request to have the information emailed to you
by listing the numbers of the publications you are interested in below, in the Submission form, & then
"Submit" it to us!

Publications Index: For Buyers

Our Latest Publication:      

#37      Tax Credits, Grants, Free Money? Federal, State and Local Incentives to Purchase a home

#1      10 Things to Take the Trauma Out of Homebuying
#2      How High Tech Is Your Home?
#3      10 Questions to Ask a Home Inspector
#4      What Your Home Inspection Should Cover
#5      How Comprehensive Is Your Home Warranty?

#6        5 Property Tax Questions You Need to Ask
#7       10 Questions to Ask Your Condo Board
#8       10 Questions to Ask Your Lender
#9        6 Creative Ways to Afford a Home
#10     10 Things a Lender Needs From You

#11      Choices That Will Affect Your Loan
#12      5 Things to Understand About Homeowners Insurance
#13      10 Ways to Lower Your Homeowners Insurance Costs
#14      5 Things to Understand About Title Insurance
#15      What Not to Overlook on a Final Walk-Through

#16      Common Closing Costs for Buyers
#17      What to Keep From Your Closing
#18      Tips for Packing Like a Pro
#19      7 Reasons to Own Your Own Home
#20      Tax Benefits of Home Ownership

#21      10 Steps to Getting Your Finances in Order
#22       Budget Basics Worksheet
#23       8 Ways to Improve Your Credit
#24       5 Factors that Decide Your Credit Score
#25       Your Property Wish List

#26      Tips for Finding the Perfect Neighborhood
#27      Tips for Buying in a Tight Market
#28      The Pros and Cons of Condos
#29      5 Reasons You Need a REALTOR®
#30      Questions to Ask When Choosing a REALTOR®

#31      10 Steps to Prepare for Homeownership
#32      How Big of a Mortgage Can I Afford?
#33      Steps to Prepare for Homeownership
#34      10 Tips for First-Time Homebuyers
#35      5 Common First-Time Homebuyer Mistakes
#36      How do you find the right Contractors to help improve your homes Value?
Home Inspectors Identify
Top 4 Repair Problems

( February 9, 2006) --   Half
of the resale homes on
the market today have at
least one significant
defect, says the National
Association of Home

The trade association
surveyed its members
and identified these four
most common major
problems found in older
homes on the market:

•        Improper grading
and drainage around the
house, leading to actual
or potential water
penetration and
foundation problems.

•        Insufficient electrical
service to the house,
inadequate overload
protection and amateur,
often dangerous, wiring

•        Roof damage,
including worn and
improper roof flashing.

•        Faulty heating and
air conditioning systems,
including controls with
mechanical problems.

Source: The Kansas City
Star (02/05/06) Also
reprinted from Realtor
Magazine 2/06
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Here's a great Mortgage Calculator site-that really gives you great
information- courtesy of the Realtor's Magazine and the FHA fannie mae
web site pages -some of it is pre-filled and it will help you to figure out
maximum Closing costs & give you a good idea of taxes and insurance costs
along with income tax benefits: